This report reflects our cooperative’s unwavering commitment to financial stability, member-focused services, and sustainable growth. Over the past year, we have faced challenges and embraced opportunities that have strengthened our resolve to serve our members better and create lasting value for our communities.

Inside, you will find key highlights of our performance, initiatives we’ve undertaken to improve accessibility and inclusivity, and stories of impact that demonstrate how we continue to grow together. This publication not only presents our financial results but also illustrates the cooperative principles that guide everything we do.

As we move forward, we remain committed to transparency, innovation, and strengthening the trust you’ve placed in us.

Together, we build a stronger tomorrow.